If you’re searching for low-income housing in Hammond, Indiana, here’s the short version: as of August 2026, both of the city’s main subsidized housing waiting lists are closed. That doesn’t mean you’re out of options — but it does mean the route you were probably looking for isn’t open right now.

Need help paying rent now? Read about rent assistance in Lake County, Indiana.

Looking for specific buildings? See our list of low income apartments in Hammond, Indiana, with addresses, phone numbers and 2026 income limits.

Need help right now? See our list of emergency housing resources in Hammond, Indiana, or learn what it really costs to live here in our Hammond cost of living guide.

This page lays out what’s actually available, who to call, and what people do while they wait.

Waiting list status in Hammond right now

The Hammond Housing Authority runs the two main subsidized programs in the city. Both lists are currently closed:

• Low-income public housing — waiting list closed. The authority posted the closure notice on March 25, 2026.
• Section 8 Housing Choice Vouchers — waiting list closed, with no announced reopening date.

Hammond Housing Authority
1402 173rd Street, Hammond, IN
(219) 989-3265 · hammondhousing.org
Office hours: Monday–Friday, 8:00am–12:00pm and 1:00pm–4:00pm

Waiting list status can change without much notice, so it’s worth calling to confirm rather than trusting any website — including this one. We last checked on August 26, 2026.

What “low-income housing” actually means

Four different things get called low-income housing, and they work very differently:

• Public housing — apartments owned and run by the housing authority, with rent based on your income. Waiting list.
• Section 8 / Housing Choice Vouchers — a subsidy you take to a private landlord. Waiting list.
• Tax-credit (LIHTC) apartments — privately owned buildings with capped rents. You apply to each building directly. Some have waiting lists, some don’t.
• Private affordable housing — no subsidy and no waiting list, just a lower price. Shared housing sits here.

The first two are closed in Hammond. The last two are where most people end up looking next.

Low-income apartments in Hammond, Indiana

Income-restricted and tax-credit apartment buildings are worth calling directly, because they’re managed building by building rather than through the housing authority. You’ll usually need income verification, sometimes a credit or background check, and a deposit plus first month’s rent before you get keys.

Two things catch people out: the timing and the upfront cost. Even when a unit is available, the paperwork can take weeks, and the move-in cost is often more than a month’s rent once the deposit is counted.

Furnished rooms for rent — the option people overlook

Shared housing is the part of the market most people don’t think to search for, and it’s usually the fastest.

Instead of renting a whole apartment, you rent a private bedroom in a furnished house and share the kitchen, bathrooms and common areas. Because you’re not paying for an entire unit — or for furniture, utilities, internet and setup fees — the monthly cost is far lower and the move-in is far quicker.

Here’s what Affordable Living Company offers in Hammond:

• A large private bedroom in a clean, fully furnished home
• Fully equipped shared kitchen and full bathrooms
• All utilities, free Wi-Fi and household essentials included
• On-site laundry and comfortable shared common areas
• An on-site manager for support and safety
• No long-term lease — stay as long as you need to
• No waiting list, and no complicated qualification process
• $750 per month, all in

An honest note: this is not subsidized housing. There’s no voucher, no income-based rent and no government program behind it. It’s simply priced low and set up so you can move in quickly. If you qualify for a voucher and a list reopens, take it — a voucher is worth more over time. Shared housing is what keeps you stable in the meantime.

What to do while the lists are closed

• Call 211. Indiana’s 211 service can point you to rental assistance, emergency housing and local agencies you may not know about. It’s free.
• Ask the housing authority to be notified. Call (219) 989-3265 and ask how you’ll find out when a list reopens. Openings are sometimes announced with only a few days’ notice.
• Apply to tax-credit buildings directly. They’re separate from the housing authority and have their own timelines.
• Get somewhere stable in the meantime. Waiting is far easier from a room than from a couch or a car — and a stable address makes every application that follows simpler.

Who we house

We do not require a housing voucher, a program referral, a co-signer, a long-term lease, or a minimum income, and there is no waiting list. If you can pay the monthly rent and agree to the house rules, you are welcome to apply. You can read more on our services page, see the homes on our shared housing in Hammond page, or read about our community outreach across Northwest Indiana.

Ask about availability

If you need somewhere in Hammond and you’d rather talk to a person than fill in a form, call or text 219-200-0497. Tell us roughly when you need to move and we’ll tell you straight away whether we have a room.

You can also email affordablelivingcompany@gmail.com or use our contact page.

This page is general information, not legal or housing-benefits advice. Program rules and waiting list status change; always confirm directly with the Hammond Housing Authority.

Low-Income Housing in Hammond, Indiana: FAQs

Is the waiting list for low-income housing in Hammond, Indiana open?

Waiting lists for government-assisted low-income housing in Hammond, Indiana open and close. Check the Hammond Housing Authority website for current status, and have a place to live lined up while you wait.

What can I do while waiting for low-income housing in Hammond, Indiana?

While you wait for subsidized low-income housing in Hammond, Indiana, a furnished month-to-month room gives you a stable address. Ours cost $750 a month with everything included.

Do I need a voucher for low-income housing in Hammond, Indiana at Affordable Living?

No. Our low-income housing in Hammond, Indiana does not require a voucher, a program referral or a minimum credit score.

How fast can I move into low-income housing in Hammond, Indiana with Affordable Living?

There is no waiting list for our low-income housing in Hammond, Indiana, so if a room is open you can often move in within days.

What is included with low-income housing in Hammond, Indiana at Affordable Living?

Our low-income housing in Hammond, Indiana includes a furnished room, utilities, Wi-Fi, on-site laundry, a full kitchen and shared living areas.

Who qualifies for low-income housing in Hammond, Indiana at Affordable Living?

Adults who can pay the monthly rent and follow our house rules qualify for our low-income housing in Hammond, Indiana. We look at your current situation, not just your credit report.

How do I apply for low-income housing in Hammond, Indiana?

To apply for low-income housing in Hammond, Indiana with us, fill out our short availability form or call or text 219-200-0497.

Is the Hammond Housing Authority waiting list open?

As of August 2026 both lists are closed. The low-income public housing waiting list closure notice is dated 25 March 2026, and the Section 8 Housing Choice Voucher list is closed with no announced reopening date. Call the authority on (219) 989-3265 to confirm, because status can change without much notice.

How do I apply for Section 8 in Hammond, Indiana?

You apply through the Hammond Housing Authority when the Housing Choice Voucher waiting list is open. It is currently closed. Call (219) 989-3265 and ask how openings are announced, because lists sometimes open with only a few days’ notice.

What is the income limit for low-income housing in Hammond?

Limits are set by HUD, vary by household size and are updated annually, so check directly with the Hammond Housing Authority rather than relying on figures published elsewhere.

What can I do while the waiting lists are closed?

Call 211 for rental assistance and local agency referrals, apply directly to tax-credit apartment buildings which are managed separately from the housing authority, and consider private shared housing, which has no waiting list.

Is shared housing the same as low-income housing?

No. Shared housing is private housing that is simply priced lower — there is no subsidy, no voucher and no income-based rent. It has no waiting list, which is why people use it while subsidised lists are closed.

How much is a room in Hammond without a voucher?

At Affordable Living Company rooms run $750 per month, including all utilities, Wi-Fi, laundry and furnishing.

Where is the Hammond Housing Authority?

1402 173rd Street, Hammond, IN. Phone (219) 989-3265. Office hours are Monday to Friday, 8:00am to 12:00pm and 1:00pm to 4:00pm. Low-income housing in Hammond, Indiana will reopen eventually, but shared housing works right now. For general renter guidance, see HUD’s renter resources.

Housing for your situation

We have a dedicated page for each group we house, with pricing, FAQs and how to apply:

• Transitional housing in Northwest Indiana
• Shared housing for veterans
• Shared housing for seniors on a fixed income
• Re-entry housing after incarceration
• Housing for domestic violence survivors
• Areas we serve across Northwest Indiana

Check what is available

The fastest way to find out if we have a room is to ask. Check availability — five quick questions, no application and no documents. Or call or text 219-200-0497.

Inside the house

Alcohol-free, drug-free homes

Every Affordable Living Company home is alcohol-free and drug-free, and every resident agrees to the same short set of house rules before moving in: no alcohol, drugs or smoking on the premises, assigned chores, visitors by prior approval, and lights out in shared areas by 10:00 PM. There is a prequalification interview and a short orientation before move-in.

We are not a treatment program, a licensed facility or a certified recovery residence, and no clinical or medical services are provided on site. Read the full house rules and what to expect.

Equal Housing Opportunity. Affordable Living Company does not discriminate on the basis of race, colour, religion, sex, national origin, familial status, disability, or any other characteristic protected by federal, state or local fair housing law. Rooms are available to any applicant who meets our published house rules and screening requirements. Where we describe the situations of people we have housed, we are describing who has come to us, not stating a preference or limitation.