Finding low income apartments in Hammond, Indiana can take time — many waiting lists are long or closed. This guide lists real income-restricted and subsidized apartment options in Hammond, who each one serves, how to contact them, and what you can do if you need a place to live now.
*Details were checked in September 2026. Waiting lists open and close often, so always confirm directly with the property.*
Do You Qualify? 2026 Income Limits for Lake County
Most low income apartments in Hammond, Indiana use HUD income limits for the Gary, IN metro area (Lake County). For a one-person household, the FY2026 limits are:
| Income category | 1-person limit (FY2026) |
|---|---|
| Extremely low income (30%) | $21,200 |
| Very low income (50%) | $35,350 |
| Low income (80%) | $56,500 |
Source: HUD FY2026 Income Limits. Limits are higher for larger households.
Hammond Housing Authority (Public Housing and Section 8)
The Hammond Housing Authority (HHA) manages public housing and Housing Choice Vouchers (Section 8) in the city.
- Main office: 7325 Linden Place, Hammond, IN 46324 (Mon–Fri, 8am–4pm, closed 12–1)
- Administration office: 1402 173rd Street, Hammond, IN 46324
- Phone: (219) 989-3265 — note that HHA asks people not to call for waiting-list information; check its website instead
- Public housing waiting list: HHA posted on March 25, 2026 that the low-income public housing waiting list is closed
- Section 8 vouchers: check hammondhousing.org for announcements of any opening
HHA public housing includes Turner Park (80 family townhouses, 2–4 bedrooms) and the Hubert Humphrey High-Rise (118 studio and one-bedroom units for people 50+ or with disabilities).
Low Income Apartments in Hammond, Indiana: Property List
Renaissance Towers
524 East Michigan Street, Hammond, IN 46320 — HUD project-based Section 8 with senior/disabled and family units. Phone (219) 932-4848. The property’s website states its waitlist is open and lists application hours.
Hammond Elderly Apartments
5111 Sohl Avenue, Hammond, IN 46320 — 150 one-bedroom units for ages 62+ and people with disabilities, HUD Section 8. Phone listed by HUD: (219) 931-0801.
Mount Zion Pleasant View Manor
940 Kenwood Street, Hammond, IN 46320 — senior housing (HUD Section 202 with Section 8). Phone listed by HUD: (219) 931-3904.
Golden Manor Apartments
1201 175th Street, Hammond, IN 46324 — senior tax-credit (LIHTC) apartments affiliated with the Hammond Housing Authority.
Saxony Town Homes
1349 175th Street, Hammond, IN 46324 — family and disabled tax-credit townhomes affiliated with the Hammond Housing Authority.
Flagstone Village
Tax-credit and public housing community built by HHA’s non-profit partner. Phone (219) 844-1153 — see flagstonevillage.net.
Tips for Getting Into Low Income Apartments in Hammond, Indiana
- Apply to several properties at once. Each keeps its own waiting list.
- Keep your contact information current. If a property cannot reach you when your name comes up, you may lose your spot.
- Have documents ready: photo ID, Social Security cards, proof of income and recent bank statements.
- Ask about preferences for seniors, people with disabilities or local residents.
- Call Indiana 211 (dial 2-1-1) for help finding current openings and assistance programs.
Need Housing Before a Low Income Apartment Opens?
Waiting lists for low income apartments in Hammond, Indiana can take months or years. Affordable Living Company offers a practical bridge: furnished rooms in Hammond for $750 a month, with utilities, Wi-Fi and laundry included. There is no waiting list, no voucher or referral required, no minimum credit score and no long-term lease — so you can keep your spot on other waiting lists while living somewhere stable.
See our rooms for rent in Hammond, our guide to low-income housing in Hammond, or emergency housing resources if you need help tonight.
Low Income Apartments in Hammond, Indiana: FAQs
Is the Hammond Housing Authority waiting list open?
As of HHA’s March 25, 2026 notice, the public housing waiting list is closed. Check hammondhousing.org for Section 8 and public housing updates.
Which low income apartments in Hammond, Indiana are for seniors?
Hammond Elderly Apartments, Mount Zion Pleasant View Manor, Golden Manor Apartments and the Hubert Humphrey High-Rise serve seniors (age rules vary), and Renaissance Towers has senior and disabled units.
How long is the wait for low income apartments in Hammond, Indiana?
It varies by property and list — from a few months to years. Apply to several and ask each property for an estimate.
Where can I live while I wait?
A furnished room with no waiting list, like ours at $750 a month all-inclusive, lets you stay stable while you wait. Check availability or call or text 219-200-0497.
